Tonia Griselda

529 Annual Contribution Limits 2024. “starting in 2024, the secure 2.0 act allows savers to roll unused 529 funds into the beneficiary’s roth ira without a tax penalty,” says lawrence sprung, author of financial. How much can you save in a 529?

Roth iras have income limits for contributions, so check if you. Beneficiaries are allowed to roll over up to $35,000 over their lifetime into a roth ira in their name (not the original 529 account holder’s name).